HP HP12C Financial Calculator

Label: Hewlett Packard
Category: CE

Average customer rating:

Media: Electronics

UPC: 000000000000
EAN: 0088698000120
ASIN: B00000JBLH

HP HP12C Financial Calculator

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Similar Items:

Tools & Techniques of Financial Planning (Tools and Techniques of Financial Planning) (Tools and Techniques of Financial Planning)
Fundamentals of Risk and Insurance
Investments: An Introduction
Personal Finance: Turning Money into Wealth (4th Edition)
Professional Real Estate Problem Solving Using the HP 12C

Amazon.com Review

If you bought yourself a financial calculator during the 1980s, chances are it was this bad boy. Nothing has changed since its introduction--it still uses Reverse Polish Notation (RPN), is easy and versatile in programming, and has a thin, sturdy casing. Certainly, there's been newer, fancier calculators introduced since, but there's something to be said for the quality of classics.

The HP 12C's functions include all the basics--such as calculating APR, NPV, and IRR--and statistics are a snap. For students new to financial calculators, this is an excellent place to start. For the most part, the manual reads like a minitextbook, walking you through sample problems and situations followed by graphs and tables demonstrating the technique--and you can even check your results. The section on creating programs does seem to be written for the technically ignorant, addressing in detail how you could possibly benefit from using programs, but it'll still help you get the job done.

In general, it's a bit slower than newer models, just like last year's computer isn't as speedy as today's new release. On the plus side, it's just 3 by 5 inches and slips easily into a pocket. The bottom is printed with a few little cheat notes for common functions, which is nice for quick reference. The HP 12C's one-year warranty and available tech-support line offer reassurance this little workhorse will continue to be an industry standard for years to come. --Jill Lightner

Pros:

Pocket size
Thorough and simple instruction manual
Competitive price

Cons:

Calculates more slowly than modern machines

What's in the Box
Calculator, user's manual, installed batteries and carrying case

Product Description

Programmable financial calculator Comprehensive instruction manual Uses reverse polish notation (RPN)

Customer Reviews:

HP12C.......2007-05-12

This product is a good instrument and it is really good to use if you are in the Real Estate or Mortgage Lending Market. I do not feel any Realtor, or Loan Officer should be with out one.

Very useful.......2007-05-08

First of all, it was not really easy. Should carefully read manual first.

RPN forever.......2007-05-03

Once you go RPN you can't go back. I rarely use this calculator's financial functions, but RPN plus such a perfect form factor made me buy a second one so I can have one at the office and one at home.

HP HP 12C Financial Calculator.......2007-04-10

Although I am certain this calculator will someday serve me as I expected when I purchased it, it is hard to learn. I suggest having a course on the fundamental usages. There should be a "manual for dummies" or first time users guide. It is very difficult to understand.

My HP12C.......2007-04-07

This is my second HP12C calculator, the first one stopped functioning after 15 years of daily use. I first used my calculator as a real estate agent and now use it as a real estate appraiser. I've tried other "financial" calculators and preferr the HP12C.

Average customer rating:

1982 to the present....
HP 12C one of the greatest calculator of the 20th & 21st century
HP Hand Helds
My dad used this EXACT calculator in college...24 years ago! Still the best!!!!
HP12C

HP HP12C Financial Calculator

Manufacturer: Hewlett Packard
ProductGroup: CE
Binding: Electronics

Financial & Business | Calculators | Office Electronics | Categories | Electronics

Scientific | Calculators | Office Electronics | Categories | Electronics

All Hewlett-Packard | Hewlett-Packard | Computers Brands | Computers Features | Electronics

Office Electronics | Refurbished & Used | Special Features | Electronics Features | Electronics

Electronics Available for International Shipping | Specialty Stores | Electronics Features | Electronics

Tools & Techniques of Financial Planning (Tools and Techniques of Financial Planning) (Tools and Techniques of Financial Planning)
Fundamentals of Risk and Insurance
Investments: An Introduction
Personal Finance: Turning Money into Wealth (4th Edition)
Professional Real Estate Problem Solving Using the HP 12C

Accessories:

The HP 12C Pocket Guide
Duracell Batteries / 4 AA - size batteries
Energizer A76BP Watch Battery
Rogers(R) Desk Director™, Black
Chain-Riter™ Counter Pen, Medium Point, 1.0 mm, Black Ink

Product Features:

Over 120 built-in business functions
Statistics and finance features
Register based cash-flow analysis
Long battery life
10-character LCD

ASIN: B00000JBLH

Product Description

Programmable financial calculator Comprehensive instruction manual Uses reverse polish notation (RPN)

Amazon.com Review

Pros:

Pocket size
Thorough and simple instruction manual
Competitive price

Cons:

Calculates more slowly than modern machines

What's in the Box
Calculator, user's manual, installed batteries and carrying case

Customer Reviews:

1982 to the present...........2007-06-20

Just four days ago I turned on my trusty HP12C and the batteries were dead. I replaced them, but the calculator would do nothing when I pushed the buttons. 0.00 was all it had to say. I was devasted. I have had this same calculator since 1982. Can you believe it? I was absolutely amazed that the identical calculator is available today. It's the best tool ever and I can't imagine ever using any other calculator. Yes, it takes a bit to get used to the order in which numbers are entered, but once past that this calculator will do just about everything for you. I am still in awe - twenty-five years with the SAME calculator! Now I can pay my bills......

HP 12C one of the greatest calculator of the 20th & 21st century.......2007-06-02

This is one of the greatest calculator of our era. Can you believe when we all pass, it will be displayed in a museum like all the other great calculator HP made in the past. A very reliable product they have designed for decades something you can hand down to your children. Battery life also lasts for a long time. Every year I give out these calculator's as a gift to my friends and business clients.

I've been using a HP calculator since the first HP21 went in production and never bought another brand since leaving school back in 1975. After I purchased the HP12C I use it everyday in my business and it has served me well all of those years.
I traded in my slide ruler for my first HP21 calculator then upgraded it to the HP12C a few years later. It was around the time the first computers came out.

If you buy this calculator you will easy understand how to use this calculator by purchasing this book. " Professional Real Estate Problem solving using the HP12C " by John A. Tirone
That author really knows this calculator very well!

I highly recommend you buy this product if your looking for a calculator.
It is complicated to use at first but really easy to learn. After a while you will become a Pro at using it.

HP Hand Helds.......2007-05-25

As has been forever HP continues to be the world leader in hand held math tools.

My dad used this EXACT calculator in college...24 years ago! Still the best!!!!.......2007-05-16

I remember seeing this calculator in my dad's drawer when I was 5-6-7 years old, and was always intrigued by it due to its looks and the nice leather case in came in. 24 years later I find myself buying one for college too and amazed that HP made such a great product that its still used so many decades later.

I highly recommend it and also highly recommend you read the manual. It is complicating to use at first but easy to learn.

HP12C.......2007-05-12

This product is a good instrument and it is really good to use if you are in the Real Estate or Mortgage Lending Market. I do not feel any Realtor, or Loan Officer should be with out one.

Average customer rating:

Construction quality below expected
Very Fast
Advantages and disadvantages.
HP 12C PLATINUM calculagator SIX TIMES FASTER than the Gold Standard
I CAN ADD A 30 page Platinum Supplement to my book if you like

HP 12C Platinum Calculator

Manufacturer: Hewlett Packard
ProductGroup: CE
Binding: Electronics

Calculator Accessories | Office Electronics Accessories | Accessories & Supplies | Categories | Electronics

Financial & Business | Calculators | Office Electronics | Categories | Electronics

All Hewlett-Packard | Hewlett-Packard | Computers Brands | Computers Features | Electronics

Accessories & Supplies | Refurbished & Used | Special Features | Electronics Features | Electronics

Office Electronics | Refurbished & Used | Special Features | Electronics Features | Electronics

Professional Real Estate Problem Solving Using the HP 12C
HP HP12C Financial Calculator
HP 17BII+ Financial Calculator
HP 12C Platinum Anniversary Edition
Time & Money, 8th Edition

Accessories:

Monster Cable JP ULPC HP-6 U-Link USB 1.0 Cable (6 ft., White)
Tripp Lite BC Pro 600 Surge Protector

Product Features:

RPN and algebraic data entry
Simple, easy-to-read 1-line-by-10-character display
Over 130 built-in business, financial, statistical, and math functions
Keystroke programming, up to 400 steps
Includes carrying case and long-life battery

ASIN: B00009WNV9
Release Date: 2003-06-02

Amazon.com Product Description

HP has taken the industry-standard, world-renowned HP 12C and improved it. The HP 12C Platinum now includes both RPN and algebraic entry and more power to perform industry-specific calculations with four times more memory.

Free Online Training
Make the most of your HP calculator with free online training. First, visit http://www.hp.com/calculators/educators.html for Learning Modules, which are online self-paced training lessons that you control. Second, visit http://www.hp.com/calculators/training/virtual_classroom.html to register for Virtual Courses that are conducted by experienced instructors who can answer your questions. Third, click below to take an interactive Product Tour and learn about the rich features this calculator offers.

Take a Product Tour
this calculator in action

Still the ideal choice for heavy-duty calculations in real estate, banking, and finance, the HP 12C Platinum has over 130 built-in functions. Statistical features include cumulative analysis, standard deviation, mean, weighted mean, linear regression, forecasting, and correlation coefficient, to name a few. Business and finance features include TVM (loans, savings, and leasing), amortization, bond price and yield to maturity, and registered-based cash flow analysis with memory for 30 cash flows, and much more. Programming is simple, with storage for up to 400 recorded keystrokes which can then be executed with the push of a button.

What's in the Box
Calculator, owner's manual, batteries, padded carrying case, warranty card (one year)

Product Description

Over the years this calculator has remained a business student's or professional's standard accessory in performing financial math Comprehensive instruction manual Uses reverse polish notation (RPN)

Customer Reviews:

Construction quality below expected.......2006-04-30

I've bought one of the 12c platinum because I needed a calculator in my office. I don't do financial calculations, so probably I'll use the calculator only to make elemental arithmetics, but I like RPN and the programmable features.
Build quality is below expected: intro key responsiveness is different than other keys', the soft case finnish is bad and the support pieces are not well adjusted, so the calculator is slightly unstable.
With the tag price this machine has you expect to get a perfectly assembled piece.
Disappointed.

Very Fast.......2006-04-20

Ive only has this one day - purchased based on the reviews here, and made sure i received the "good" version! The speed in incredible, and for some exams you need any time you can get.

I have an even better calculation tested between my old 12c and the new one:

9.5 PMT
105.85 PV
1.012000 ENTER
1.012020 f YTM

about 3 seconds on platinum
about 20 seconds on old

'nuff said

Advantages and disadvantages........2006-03-11

Many people wonder: Should I get the HP 12c Platinum or the old standby, the HP 12c gold. Personally, I'd recommend getting both. Like most things, each model has advantages and disadvantages, but both are still among the finest feats in engineering in terms of a calculator. Keep in mind there are two versions of the Platinum -- the original and the 2.0 version. The 2.0 version is much better, and you'll know you have it if it has backspace and undo [g] functions. It's finally a respectible "upgrade" to one of the best calculators ever made.

What about the 12c Platinum?
Advantages:
- Much, much faster than the gold. It crunches IRR calculations in a fraction of the time. You might even find yourself missing the "running" message that's so common with the gold HP 12c. You cannot overestimate the advantage of the increase in speed, especially with test taking.
- Backspace and undo key. Having a backspace key really is nice, especially if you work with many long numbers.
- More program memory. Unlike the gold, the Platinum can hold something like 999 lines of memory. The gold only holds 100 or so, which fills up pretty quickly. Some options pricing models, for instance, will consume all 100 lines.
- Color. Many younger people think the silver color looks "cooler" or more current. Personally, I like the gold -- looks retro or something. It's personal taste, though.

Disadvantages:
- Slightly slower "wake up" period. You have to hold the 'on' button about a half of a second longer for the Platinum calculator to turn on versus the gold. Not a big deal, but a little frustrating for gold users who have years of habit.
- Display font not quite as nice. The gold's display is really nice. The characters are well formed and the screen has a nice contrast to it. The Platinum's screen is a bit different, some might say more updated and similar to other modern HP calculators. It's still very clear, though.
- Harder to see the orange functions. Maybe it's the silver screen plate, but for whatever reason, the orange functions just don't stand out as well as they do on the black faceplate of the gold.
- Buttons feel a little cheaper. I'm not talking about the responsiveness of the keys -- that's actually pretty good on the Platinum (maybe even better than the gold). It's just that the plastic the keys are formed out of plastic that feels a little less dense.
- Button font slightly less bold. Unlike the definitive, almost bold type on the gold's keys, the keys on the Platinum don't stand out as well. The type might be smaller, but I'm not sure. It's not a big deal, but noticeable.
- Lack of key-entry "flash." When you press [PV] or [i] or any of the financial keys on the Platinum, the screen doesn't flash like the gold does. That flash is nice because it really lets you know the data has been punched it. Again, it's not a big deal, since you can [RCL] the data to make sure it's in there. Also, if you have the calculator set on three or more decimal points --and enter a number with less decimal points -- the conversion will make it clear the entry has been made.

Which is best for you? Tough call. If speed is No. 1 to you, Platinum 2.0 for sure. The gold, however, is really close to perfect. What not get one of each?

HP 12C PLATINUM calculagator SIX TIMES FASTER than the Gold Standard.......2006-03-01

guys - if you are still planning on taking the CFA (or even if you're not) using an HP 12C calculator, i emphatically recommend popping down to J&R (price match to wal-mart.com will save you $5) and buying the new HP 12C Platinum for $79.99. It is a zillion times faster (well, 6X) than the regular one but otherwise works almost exactly the samely. for example: i ran the following calculation simultaneously on the both and used identical button pushes to achieve them, but the platinum was incredibly faster:

time in seconds
enter cmd Gold Platinum
360 n instant instant
6.625 g i instant instant
740000 PV instant instant
0 FV instant instant
running PMT 1.8 0.5
0 i
running i 16.8 2.7

other differences:
pros:
faster (holy cow is it faster!!!!)
has backspace key (works okay, not super useful tho)
has undo command (this is real easy to use and comes in handy once in a while)
has algebraic entry mode (not just RPN) and parenthesis (both useless if you ask me)
has spot to scratch in your name on the back (cute)
comes with a nice hard leather protective holster (cheap quality though)

cons:
display doesn't blink with each key press to acknowledge entry - this stinks and is actually a very big deal!
screen doesn't look as nice (they used a standard calculator LCD instead of the awesome stylish one they used to use - actually the new one's screen looks terrible when you put it right next to the gold one - the gold had a GREAT screen and great font that was really easy to read and looked super classy. i will miss it very much.)
feels & looks a little more cheaply made
keys labels are painted on rather than moulded into the plastic - looks like they won't last through years of use
keys don't click as solidly. they're fine and you know when they've been pressed (which is tthe most important thing) but they don't feel as wonderful to push.

so, all in all, the new one is crappier quality but so so much faster it is unquestionably worth it to get it.
I only wish it came in green so i could call it a calculigator.

BE WARNED - THERE ARE TWO VERSIONS OF THIS CALCULATOR AVAILABLE! one stinks and one is awesome. make sure you don't get the stinky one - make sure it has the blue backspace key on the minus sign - and the blue undo key on the divide sign (it is a low swoopy n-shaped arrow pointing down-left) there is no different model number! mine has a sticker on the back that says CNA 51800093, but google tells me nothing about this code.

I CAN ADD A 30 page Platinum Supplement to my book if you like.......2006-02-24

On my Professional Real Estate Problem Solving Using the HP-12C, as I am selling it through amazon's "Marketplace" (see the webpage on my book) I can add a 30 page, GBC bound, HP-12C Platinum Suppmenent if you like. (A) The Supplement simply shows all the programs in my HP-12C book in the exact format as they will apear in a HP-12C Platinum. (B) If the book is ordered through the Marketplace--the orders are sent directly to me by amazon--I'll e-mail/ask you when I get the order if you want the Supplement enclosed with the book. If so, I will enclose the 30 page supplement, no charge. In any event I attach a 2 page HP-12C Platinum Supplement to my HP-12C Book; the 2 page Supplement makes it easy to get over the small hurtle one faces when converting a program from HP-12C format to HP-12C Platinum "format". It is really no problem one way or the other: It is quite easy.
In any event my HP-12C real estate book is Totally Compatible with the HP-12C "Platinum" calculator, and any questions you may have you can contact me and I'll get the question/problem resolved. This is all part of the nc support that I include with my books (actually the books are Labors of Love!).
John A. Tirone

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